All Financial Tools & Calculators
6 research-backed calculators to help you make smarter money decisions. Free, private, instant results.
Financial Health Score
Get your comprehensive 0–1000 financial wellness score across 6 dimensions. Includes percentile ranking and personalized action plan.
- ✓Score across 6 dimensions (savings, debt, emergency, investments, insurance, stability)
- ✓Letter grade from A+ to F with labels
- ✓Percentile ranking vs your age group
- ✓Top 5 prioritized action items with linked tools
Retirement Savings Calculator
Project your retirement savings and find out if you're on track. Includes employer match, inflation adjustment, and confidence score.
- ✓Confidence score (0–100%) with visual gauge
- ✓Savings growth chart (nominal vs inflation-adjusted)
- ✓Monthly savings gap calculation
- ✓Employer match optimization insights
Cost of Living Calculator
Compare cost of living between 30 major US metros. Calculate equivalent salary with breakdown by housing, food, transport, healthcare, and utilities.
- ✓30 US metro areas with BLS-style indices
- ✓5-category breakdown with visual comparison
- ✓Equivalent salary calculation
- ✓State income tax impact analysis
Debt Payoff Calculator
Compare Snowball vs Avalanche debt payoff strategies. Add multiple debts, see your debt-free date, and find how much interest you can save.
- ✓Side-by-side Snowball vs Avalanche comparison
- ✓Debt-free date and total interest breakdown
- ✓Payoff milestone timeline
- ✓Remaining balance chart over time
Net Worth Calculator
Calculate your real net worth from assets and liabilities. See percentile ranking by age using Federal Reserve data and explore what-if scenarios.
- ✓Asset and liability pie charts
- ✓Net worth percentile ranking by age (Federal Reserve data)
- ✓What-if scenarios for debt payoff
- ✓Peer comparison benchmarks
Rent vs Buy Calculator
Compare the true total cost of renting vs buying a home. Factor in appreciation, taxes, maintenance, opportunity cost, and find the break-even point.
- ✓Data-driven rent/buy/close verdict
- ✓Break-even point calculation
- ✓Cumulative cost comparison chart
- ✓Equity buildup & opportunity cost of down payment